DON'T PANIC ... BE PREPARED
Never ...it is NEVER time to panic.
It, however, is ALWAYS time to prepare.
"The typical human life seems to be quite unplanned,
undirected, unlived, and unsavored.
Only those who consciously think about
the adventure of living as a matter
of making choices among options,
which they have found for themselves,
ever establish real self-control and live their lives fully."